Information for Patients
In Montenegro, healthcare services are largely funded by payroll contributions of 10.5% paid to the Health Insurance Fund (HIF). A little more than 70% of the total health spending comes from the fund, and more than 90% of the rest comes from direct our-of-pocket payments. To improve medical service delivery and efficiency, the Montenegrin government has recently undertaken a series of reforms in the healthcare system. 

There are also private medical practices in Montenegro, which comprise dental clinics, medical centres and pharmacies. 

Information for Health Care Professionals
In 2018, there were approximately 2000 medical doctors working within the healthcare system in Montenegro. The number of medical doctors per 1,000 inhabitants has increased to 3.3, making it closer to the European standard of 3.4.

According to the Law on Health Care, health workers and associates shall be obliged after completing their education, to serve apprenticeship at health institutions and pass the licensing exam. Specialization can be approved to a health worker and associate with university degree who has passed the licensing exam and who is employed by a health institution. The person who has completed specialization or sub-specialization shall take a specialist exam not later than 6 months following the completion of the training. Anyone who has completed the relevant school or college abroad or is a foreigner can perform health activities if they validate their degree. 

Information for Travellers
The Montenegrin government is interested in promoting medical tourism. The growing number of 4- and 5-stars hotels with wellness and spa facilities as well as medical centres and institutions make the country a serious candidate for regional. However, it is agreed that its development has yet to reach its full capacity. According to a research conducted in 2019, poor infrastructure, poor environment and the lack of strategic planning are some key disadvantages of future development of health tourism in Montenegro.

Anyone planning his or her way to Montenegro is recommended to receive vaccines against Hepatitis A, Hepatitis B, Rabies and routine vaccinations.  

Montenegrin is the official language of the country, while Bosnian, Croatian, Serbian and Albanian are languages in official use. 

Link to Ministry of Health: